Frequently Asked Questions
About the Service
How much does the service cost?
We offer two subscription plans. Our basic service, which is the
do-it-yourself service we have outlined throughout this website and
managed accounts.
PerformanceSignal basic is available on a Monthly basis
($19.95 per month) or a Yearly basis ($225 per year-save $15.00). Alerts are sent to you directly and available 24 hours a day on
our members section of the website. You simply make the changes
prescribed in your investment accounts 4-6 times per year on average.
PerformanceSignal Managed accounts, are accounts that we make the changes for you during
each signal change to insure timely, accurate and hassle-free changes. You get statements and confirmations,
this service is based on a percentage of the assets we manage. If you are
interested in managed accounts please email us at
support@performancesignal.com and we will send all the
required forms and instructions.
Both plans give you full access to PerformanceSignal services and come
with an unconditional 30-day money back guarantee for first time subscribers.
If not satisfied for any reason during the first 30 days, PerformanceSignal will be glad to issue a full refund. Please read our Refund
Policy.
There is no long term commitment. You can cancel at any time.
If you decide to subscribe to our service, you will first be billed
after you complete our subscription process (using our subscribe page).
You will then choose a Password which gives you immediate access to our
current signal and other subscriber-only resources of the Web site.
Unless
you cancel the service, your subscription plan will automatically renew
at the end of the subscription period, and you will be billed accordingly.
This helps prevent any lapses in membership during which valuable signals
could be missed.
What do I get as part of the service?
You get:
- PerformanceSignal timely “fund change” email
alerts 4-6 times per year on average.
Now you will know exactly what to do to get the best returns. Our
email includes BUY or SELL information for Bond and Stock funds.
- Suggested best asset allocation scenario
BUY,
SELL
and
CASH signals:
Our BUY signal tells you not only when to be invested but also how
to divide your stock portfolio amongst fund types for optimum
performance. Our Cash signal tells
you when to move everything into safe "Money Market" funds to
protect assets. Finally for those who can and want to participate, our
SELL signal let's you know that you can buy inverse funds or "short" the
market and profit in a declining market.
- Weekly market commentary and performance
updates
Each
week we send a simple update for those that prefer it and an optional
in-depth report that includes updated information about the health of
the market, trend analysis, sentiment analysis, predictions, short-term strategies,
interesting charts and more for the serious investor.
- Official current market signals for stocks and bonds
Current signal
status available 24 hours a day, 7 days a week.
- Educational
seminars, articles and commentary
In
addition to our time-tested Model and the consistently superior,
index-beating performance it has generated, the PerformanceSignal
service gives you
the peace of mind that comes from knowing that you can depend on
an unemotional Model to keep you in the right funds at the right
time.
How does Performance Signal work?
PerformanceSignal utilizes today’s
most advanced data gathering technologies in our proprietary indicators that in essence
measure the subtle buying and selling of all market participants. Most
importantly we collect data from private and subscriber based services
that provide somewhat obscure but important buy and sell information
from company insiders, NYSE specialists, option players and a whole lot
more smart money participants and we know statistically which have
historically outperformed the stock indexes (see
Our Methodology). After we combine our complicated data sets into
one powerful buy/sell indicator, we produce
alerts a few times per year so that you can stay in the right funds
to capitalize on rising prices while minimizing risk. As a member you can
read more about each of our proprietary indicators to learn more about
our unique advantage.
How do I cancel and discontinue the service?
You can cancel at anytime. You simply have to send a cancellation request
by e-mailing us at support@performancesignal.com or by using our contact
us page. Please specify your User ID in the message. Please read our
Refund
Policy.
General Questions
I thought you could not time the market?
This is a common misconception, although it is accurate for the vast
majority. The only way you can know if it can be done is to see verified
third party results, which we gladly provide. The truth is that smart
money participants (people who have consistently beat the market)
constantly rotate money in and out of the market (another way to say
they time the market). These investors have enormous capital and
resources that allow them to understand market mechanics properly and
they make money at the expense of less sophisticated investors.
Successful market timing can only happen if you know something others
don't and that is what we provide - but we don't expect you to believe
us, check out our audited third party results.
What is the biggest advantages of your
system?
Our model let's you invest in index funds, without individual company
risk but with the benefit of documented returns equal to those who take
on substantially more risk. Now you can invest in funds like ProFunds
Ultra series that provide twice the potential gain but without the
downside risk because we take volatility out. Look at our results chart
and you can see that when the market goes the wrong way, we are safe in
cash or profiting from the decline. This allows you to get serious about
your financial goals and we would be glad to discuss the details of our
advantages and what it could mean for you- just send us an email at
support@performancesignal.com.
Does buying and selling in my funds create taxable capital gains?
No, not if you are using a tax qualified plan such as some IRA's, 401k's
and other company sponsored plans. Tax deferred and tax deductible plans retirement plans are ideal for our
strategy because the capital gains can be used in their entirety so as to
help you grow your retirement basis faster. The only problems with some
plans is that they have penalties for trading out within 30-60 days. If
you have questions about your plan, just send an email to support@performancesignal.com.
Do you have a "stop Loss" strategy?
Yes, the “stop loss” is set at
triggering from an unforeseen loss of 7% from the last Buy signal. If however, it has
been several months from the last signal and the market has risen substantially;
it is possible that the stock fund prices can drop from their highs more
than 7% without triggering a Sell signal. A 7% drop from the highs would
not, in most cases, approach your initial entry level if you had made
the changes from the time of the last Buy signal in a timely fashion, but
could drop below you purchase price if you became invested somewhere
in the middle or late part of the cycle. To address this issue see FAQ “If
I have just joined should I invest all of my money in right away?”
If I have just joined should I invest all of my money in right away?
If
you invest all your assets immediately upon joining, you are of course,
no worse off than if you adopted a “Buy & Hold “ approach
and over the long haul the way you get started initially will have little
impact on your rate of return using Performance Signal- so long as you
make the changes in your portfolio in timely fashion when alerts come to you in the future
- which is a much more important issue. if you have a large lump sum, you
may want to use our short-term Oscillator strategy to pick an optimal time to enter
the market. |